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Raiffeisenbank (Bulgaria) EAD
18-20 Gogol Str., 1504 Sofia


0 700 10 000 (Vivacom)
17 21 (Mtel and Globul)


SWIFT/BIC: RZBBBGSF

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Chapter One: Individual clients - Services in local currency
Chapter One: Services in Foreign Currency
Chapter One: Individual clients - Others
Chapter Two: Corporate clients - Services in local currency
Chapter Two: Corporate clients - Services in Foreign Currency
Chapter Two: Corporate clients - Others
Chapter Three: Bank Cards Services
--- Chapter 3 Chapter Three: Bank Cards Services
5International credit card VISA Gold/MasterCard GOLD
5.1Cash withdrawal limit100% of the credit limit
5.2Minimum payment5%, min. BGN 10
5.3Interest rate upon purchase/payment (yearly)16.80%
5.4Interest rate upon withdrawal (yearly)16.80%
5.5Discount for purchase/payment within the country1% of the amount
5.6Card issuance, renewalFree of charge
5.7Express card issuingBGN 80
5.8Card re-issuing before exiryBGN 30
5.9Monthly/Annual card maintenance feeBGN 8.80 /BGN 88
5.10Monthly/Annual card maintenance fee for additional cardBGN 5 / BGN 50
5.11Payment servicess within the country
Payment of goods and servicesFree of charge
Withdrawal through ATM/POS of RBBG1.5%, min. BGN 3
Withdrawal through ATM/POS of other banks1.5%, min. BGN 5
5.12Payment services abroad
Payment of goods and services abroadFree of charge
Withdrawal through ATM/POS3%, min. BGN 10
Receipt of funds on card through POS (credit refund)1%
Currency convertion fee2% Note
5.13Other services
Balance enquiry through ATM/POSBGN 1
5.14Generation of a new PIN codeBGN 5
5.15Monthly statementFree of charge
5.16Statement upon request at an office of RBBGFree of charge
5.17Change of credit/operational limitsBGN 10
5.18Card blockingBGN 10
5.19Card account unblocking after past due paymentBGN 5
5.20Card activation after entering 3 wrong PINsBGN 5
5.21Unreasonable claim on transactionBGN 10
5.22Compensation for delay (on annual base)13.00%
5.23Overlimit on credit cardBGN 20
5.24Account closureFree of charge
5.25credit interestNot applicable
5.26"SMS/E-MAIL" notification annual feeBGN 2.40
5.27SMS notification for transaction/card authorizationBGN 0.12
5.28E-MAIL notification for transaction/card authorizationFree of charge
5.29SMS notification for deposited/inbound amount on cardBGN 0.12
5.30E-MAIL notification for deposited/inbound amount on cardFree of charge
5.31SMS/E-MAIL notification for the minimum payment on credit cardFree of charge
Chapter Four: Securities Transactions
Chapter Five: Miscellaneous
Chapter Six: General Provisions
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